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Learning never stops.


Well! Hello,

I haven’t been active on my blog since last year. A lot has happen since then. Like every other parent i set to have written down a few new year resolutions and goals at the beginning of 2020. None of us anticipated the CIVID-19, crisis, nor did we ever imagined being stuck at home for as long as six months. There is good and bad to everything. In my case a lot of good, more than I expected, I should say. Well! I normally do not really expect much to happen even though I make a long list of items to accomplish. Anyways long story short, a nice pleasant surprise is to get my hearing back. It still tickles my heart when I come to think of it. Because, a part of me lost all hopes of every revering my hearing. I will talk more about it another time.

Now let me share what got me excited about wring this blog today. I have always been a geek, awkward, and uncomfortable in social situations for a long time in United States, wondering how to cope, how to present myself elegantly, like I could do back home in India. Of course, I have several years of training and grooming from my mother to behave like a lady in India. That did not really help me much over hear in the west, since the culture, customs, etiquette, language, etc, everything is absolutely very different. So, I have been looking for a course work to take, to learn and to feel more confident in a very formal social situation.

I did a six weeks program from the school of affluence. An online finishing school for women. I am happy to share my certification below.

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Dave Ramsey – Baby Steps for Financial Peace


It’s been a year-long journey since I first heard about Dave Ramsey’s book “The Total Money Makeover”. My husband and I took the nine weeks Financial Peace University program towards the beginning of this year. Followed by me taking five months to complete Master Coach Certification.

Being an immigrant is not easy, going deaf is not easy, financial stress can cause havoc in marriage, and personal finance is an important knowledge to possess since we live very long lives thanks to great healthcare, preventive care available to us. As part of the festival season and giving back tradition, I am offering free one-hour consultation, message me, to make good use of it.

No more money fights! With Financial Peace University, you and your spouse will learn how to create (and stick to) a budget, save for emergencies, and make a plan for the future. Doesn’t that sound peaceful? I’m offering FPU at Campbell United Methodist Church just for you starting Sunday, January 12, 2020. If you’re interested in learning more, send me a message! You can also visit fpu.com/1104478 to sign up!

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Gratitude – Focus on what is going well in Life!! One hundred things to be grateful.


  1. Health and body
  2. Work and success
  3. Money and cash flow
  4. Relationships
  5. Passions, hobbies
  6. Nature: Sun, planets etc.
  7. Senses: sight, touch, hearing, smell, taste
  8. Speech
  9. Books
  10. Pretty Sunrises and Sunsets
  11. Good Movie
  12. Entertainment
  13. Pets
  14. Modern medicine
  15. Any subject of your choice
  16. Healthy immune system
  17. Meditation, yoga, work out
  18. Alert mind
  19. Focus
  20. Teachers in life
  21. Internet connection
  22. Healthy Heart
  23. Hearing
  24. Air conditioning
  25. A good meal
  26. A nice restaurant
  27. Joy
  28. Happiness
  29. Love
  30. Magical, surprise, random, pleasant events – bumping into an old friend/new friend
  31. Siblings bond
  32. Joyful experiences – memories, present day.
  33. Rain
  34. Animals, butterfly
  35. Technology
  36. Kind strangers
  37. The Holidays (Christmas)
  38. A good Margarita/drink
  39. Cozy romantic evening
  40. Vacations
  41. Synchronicity
  42. Your other half-Partner-Besties-Soulmate
  43. Sharing a smile with a stranger
  44. Winning a deal
  45. Fun workout class
  46. When you get something cool for FREE
  47. Alone time
  48. Grace
  49. Friday nights
  50. Sunday Mornings
  51. Weekends, activities on the weekend
  52. A good Party
  53. Chocolate
  54. A good dance
  55. The ability to Dream – Write your dreams – Intend it.
  56. Lunch dates
  57. Date nights
  58. Coffee
  59. Kisses
  60. Being able to set a goal and achieve it- Celebrate small victories
  61. A good hug
  62. Unconditional love – Dad, Mom, Grandma, grandpa
  63. Good hair day
  64. When someone compliments your work
  65. When someone compliments you look pretty
  66. Pay day/Bonus/ Incentive
  67. Surprise windfall Money
  68. Autumn colors
  69. Snow
  70. Respect
  71. Sincere apologies
  72. The ability to help others without expecting nothing in return – Good Karma
  73. Great Boss
  74. Great coworkers
  75. Great business Partners
  76. Teamwork
  77. Traditions – Family Christmas
  78. Forgiveness
  79. Passion
  80. Generosity of others
  81. Seasons changing
  82. Long drive on the coast
  83. Fresh bedsheets, clean bed
  84. A good swim
  85. A good Hike
  86. Learning from a Mistake
  87. Strangers helping you
  88. Surprise presents, flowers
  89. Concerts
  90. A good joke
  91. Favorite comfort food
  92. Almighty! God!
  93. Healthy immune system
  94. Compassion
  95. Nice song on the car radio
  96. Life challenges
  97. Time
  98. Travel
  99. Favorite room
  100. Magical moments – memories, present.
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Happy Friday.


Loka Samasta sukhino Bhavantu. May the whole world be happy

Sarve jana Sukhino Bhavanti. May all beings everywhere be happy

Sarve Janaas Sukhino Bhavanthu – Samastha Sanmangalani Santhu, Om Shanthi, Shanthi, Santhi:

(let everyone on the earth Be happy and have peace, Let every good thing come in your way, Let peace prevail everywhere, all the time)

-Amen.

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Zen Sunday


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“Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness, that most frightens us. We ask ourselves, who am I to be brilliant, gorgeous, talented, and fabulous? Actually, who are you not to be? You are a child of God. Your playing small doesn’t serve the world. There’s nothing enlightened about shrinking so that other people won’t feel insecure around you. We are all meant to shine, as children do. We are born to make manifest the glory of God that is within us. It’s not just in some of us, it’s in everyone. And as we let our own light shine, we unconsciously give other people permission to do the same. As we are liberated from our own fear, our presence automatically liberates others.” – Marianne Williamson.

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Thank you for this day Lord God Almighty!


The world has enough beautiful mountains and meadows, spectacular skies and serene lakes. It has enough lush forests, flowered fields and sandy beaches. It has plenty of stars and the promise of a new sunrise and sunset every day. What the world needs more of is people to appreciate and enjoy it. – Michael Josephson.

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In the end I had to add Giant Dipper, because my son Johnny sitting next to me on that ride, behaved very well compared me screaming at the top of my lungs with my eyes closed, when I am the one that is supposed to calm him and give him courage. After the ride was over he even said Mom I think I am ok 🙂

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Citizenship day – Naturalization Oath Ceremony


“Our awesome responsibility to ourselves, to our children, and to the future is to create ourselves in the image of goodness, because the future depends on the nobility of our imaginings.” — Barbara Grizzuti Harrison.

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Heritage Theater in Campbell, California.

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Oath of Allegiance -” I hereby declare, on oath, that I absolutely and entirely renounce and abjure all allegiance and fidelity to any foreign prince, potentate, state, or sovereignty of whom or which I have heretofore been a subject or citizen; that I will support and defend the Constitution and laws of the United States of America against all enemies, foreign and domestic; that I will bear true faith and allegiance to the same; that I will bear arms on behalf of the United States when required by the law; that I will perform noncombatant service in the Armed Forces of the United States when required by the law; that I will perform work of national importance under civilian direction when required by the law; and that I take this obligation freely without any mental reservation or purpose of evasion; so help me God.”

Pledge of Allegiance –    I pledge allegiance to the Flag of the United States of America, and to the Republic for which it stands, one Nation, under God, indivisible, with liberty and justice for all.To the new beginning……………………………